Bre Lemaire.
Creative Director & Minimalist Money Expert
Born on the French Riviera and raised between Nice and Los Angeles, Bre Lemaire brings effortless sophistication to the world of personal finance.
With a background in creative direction and brand design, she approaches money the same way she approaches style — with intention, simplicity, and calm precision.
At Cashmere & Capital, Bre is the voice of Minimalist Money — helping women simplify their finances, detox debt, and build wealth without overwhelm. Her philosophy is rooted in the belief that clarity creates freedom.
Bre’s approach merges aesthetic restraint with financial strategy: fewer accounts, smarter systems, and an emphasis on peace over pressure. Whether she’s teaching debt detox, capsule budgets, or mindful spending, her message is always the same — elegance isn’t excess; it’s efficiency.
When she’s not creating, you’ll find Bre between architecture books and ocean views — proof that balance, like wealth, is something you design.
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Think of rebuilding credit like rebuilding trust — it takes consistency, not perfection. Start by knowing where you stand, automate your payments, and keep your balances low. Every on-time payment is a quiet win.
Progress in credit, like in life, is built through calm repetition.
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Mindful spending feels freeing — deprivation feels heavy. When you buy intentionally, you feel peace after the purchase.
When you spend out of impulse, you feel noise. The goal isn’t to spend less; it’s to spend with clarity so every dollar supports your lifestyle, not your stress. -
Start small. Choose one area — like combining multiple accounts or automating your bills — and bring it into order.
The key isn’t to overhaul everything overnight; it’s to build systems that quietly work for you in the background. Simplicity is built in layers, not leaps.