Sophie Grant.

Money & Relationships Coach | Calm Conversations, Clear Boundaries

Sophie Grant believes that the most important money talks don’t happen on spreadsheets — they happen around kitchen tables. As a writer and educator at Cashmere & Capital, she helps women build financial confidence through emotional clarity: learning how to talk about money with partners, family, and friends without guilt or tension.

Blending behavioral finance with real-life compassion, Sophie teaches simple, human scripts that make hard conversations easier — from splitting bills to setting family boundaries. Her tone is calm but confident, her advice rooted in kindness and practicality.

Outside of her work, Sophie’s world is all about balance: slow mornings, long walks, and weekend farmer’s markets with her journal in tow.

She believes that financial peace begins with emotional honesty — and that every boundary, when set with love, becomes an act of respect.

  • Answer:
    Start with intention, not accusation. Try something simple like, “I want us to feel good about money — can we talk about what’s working and what’s not?”
    When you frame it as teamwork instead of tension, the tone shifts instantly.

    It’s not you vs. them — it’s both of you vs. the problem.

  • Avoidance usually comes from fear, not disrespect. Begin with empathy: “I know money talks can feel heavy, but I want us to feel less stressed — can we just look at one thing together?”


    Lowering the pressure helps people engage. It’s about building trust, not forcing transparency overnight.

  • Lead with honesty and care. You can say: “I really want to help, but I need to stay within what’s comfortable for me right now.”

    That one line honors your limits while keeping love intact. Remember — a boundary isn’t a wall; it’s a line that keeps relationships healthy and sustainable.

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